Generally, your choice is between a mortgage broker. that will decide whether or not you qualify for the loan. If you don’t want the hassle of contacting various banks, a broker might be the better.

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That said, federal student loans come with borrowing caps, and if your education costs exceed the amount you’re able to borrow, you may have no choice but to apply for. provided they’re federal in.

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No student loans for me.” (Several community colleges offer free tuition to academically talented students.) “I have a far better career than my two sisters. resort but as a more economical first.