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Can you get an FHA loan approved with collections on credit. – FHA loans can get approved with a 580, but the norm is a 620 or higher. I would work with a loan officer or broker with a lot of FHA experience, and still try to get the score up.

You can also use your loans to cover the costs of public transportation, such as buses and trains, if you get to school this way instead. In addition to your textbooks, your student loans can cover.

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