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FHA or Conventional Loans are better – USDA Loans often offer better terms than an FHA or conventional loans. They aren’t flexible – Actually, USDA Home Loans can be used to buy a new home or refinance to a lower rate. Only certain people can qualify – Anyone who meets the income and credit guidelines can qualify for a USDA Home Loan.

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Manufactured Housing Loans in Maine. Our Maine mobile home loans are available for single and doublewide mobile home loans on owned land (terms and conditions apply – call for the most up-to-date eligibility guidelines).

It is much easier to qualify for this Government home loan than a conventional mortgage because of the lenient loan requirements. The term "bad credit home loans" often refers to an FHA mortgage, or sub-prime loan. Check Current FHA Rates. 2018 FHA Credit Requirements. Because FHA home loans are insured they are much less risky for lenders.

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