Rates and program information are deemed reliable but not guaranteed. Rates on this page are based on the purchase of a single-family, single-unit, detached, primary residence located in Richmond, VA (home of SunTrust Mortgage, A Division of SunTrust Bank). Rates also assume a 30 day lock and are subject to change without prior written notice.

Adjustable mortgage rates from People’s United are also some of the best rates available. 10 year adjustable mortgage rates are at 3.25 percent, 7 year adjustable rates are currently at 3.125 percent and 5 year adjustable rates are quoted at 3.00 percent.

Buying Down The Rate Buying a home is an exciting journey and major step in life, but it can also seem. A 15-year loan pays the mortgage off quicker, and the interest rate is typically. that you have found the right home and have provided your down payment, you.Mortgage Interest Rate Calculator . your mortgage can generate significant interest savings, but it costs money up front. Finding out whether a mortgage refinancing makes sense for you is your first step. Javascript is required for.

Take advantage of today’s refinance rates. You can refinance your current mortgage with one of our many loan options , and you can feel confident in your refinancing decisions with step-by-step guidance from an experienced chase home lending advisor.

The Best Time to Get a 30-year Mortgage. The best time to get a 30-year mortgage is when interest rates are low. Interest rates tend to fluctuate significantly over time. Recently average 30-year rates were below 4%, but prior to the recession were above 6% and were as high as 18.45% in October of 1981.

Mortgage interest rates are historically low, and the conditions are ideal for U.S. borrowers to refinance a home loan. Often, homeowners refinance to get a better interest rate, to access cash, to lock in a low fixed rate or to shorten their loan term.

REFINANCE YOUR HOME LOAN. Interest rates are dropping – don’t miss out. Refinance before rates begin to rise. Call 800-231-9944 to speak with a loan officer.. View All Mortgage Rates

Lenders thought it was time to shrink their mortgage businesses. Now they’re finding they were wrong. With rates for home loans sinking to. The volume of applications for refinancing mortgages has.

Get started. If the down payment is less than 20%, mortgage insurance may be required, which could increase the monthly payment and the apr. conforming rates are for loan amounts not exceeding $453,100 ($679,650 in Alaska and Hawaii). Adjustable-rate loans and rates are subject to change during the loan term.

With rates for home loans sinking to their. The volume of applications for refinancing mortgages has more than tripled.